To be eligible for a personal loan with Loan Secure Plus, you must be at least 18 years old, have a steady source of income, a valid Social Security number, and a good credit score (typically 650+). Additional requirements may include proof of residence and bank statements.
Our streamlined approval process typically takes 24-48 hours from application submission to decision. For pre-approved customers, instant approval is available. Once approved, funds are usually disbursed within 1-3 business days.
Yes! At Loan Secure Plus, we believe in financial flexibility. You can prepay your loan at any time without any prepayment penalties. This helps you save on interest and close your loan earlier than planned.
For business loans, you'll need business registration documents, financial statements for the last 2 years, tax returns, business plan, proof of collateral (if applicable), and personal identification documents of the business owners.
While we prefer good credit scores, we understand that everyone's situation is unique. We offer specialized loan products for individuals with less-than-perfect credit, often requiring collateral or a co-signer. Contact our team to explore your options.
Loan amounts vary based on the type of loan, your creditworthiness, income, and other factors. Personal loans range from $1,000 to $100,000, while business loans can go up to $5 million. Home loans depend on the property value and your down payment.
We use bank-level 256-bit SSL encryption to protect your data. All information is stored on secure servers with restricted access. We comply with all relevant data protection laws and never share your information with third parties without your explicit consent.
Absolutely! Our entire application process is online and can be completed from the comfort of your home. You can upload documents digitally, track your application status, and receive approval online. We also have mobile apps for added convenience.